Novex
Live · onboarding US merchants today

Every dollar, lit up from tap to bank.

Novex puts the whole money path on screen: a branded checkout your customers trust, browser-tokenized KYB that clears in minutes, honest payouts on Stripe rails, and webhooks that fire the instant a charge lands.

No setup fee · Cancel anytime · Built on Stripe rails

live_feed.novex
captured$1,284,390
Maple & Vine
just now · USD
+$12.40
Atelier Sud
3s · EUR
+89.00
Northbank Coffee
5s · GBP
+£240.00
Pixel Forge
8s · USD
+$59.99
Casa Lúmina
10s · EUR
+31.50
PCI-scoped · tokenized in-browsersettling → Stripe

One integration · every rail

VISAMASTERCARDAMEXAPPLE PAYGOOGLE PAYACHSEPALINKVISAMASTERCARDAMEXAPPLE PAYGOOGLE PAYACHSEPALINK

The money path

Watch a payment cross the rail.

Most processors hide the journey. Novex surfaces every hop in real time, from the first tap to the moment funds land in your bank.

01

Customer

Branded checkout on your domain

taps pay
02

Tokenize

PII never touches our servers

card tokenized
03

Authorize

Stripe rails, sanctions screened

risk + 3DS
04

Settle

Idempotent, audit-logged

funds captured
05

Payout

Honest T+2 schedule, your descriptor

hits your bank
~1.4s end-to-end·0 PII stored·T+2 payout

One platform, fully lit

Everything you need to move money — and nothing you don't.

Novex bundles the whole payment facilitation stack into one honest surface. No bolt-ons, no black boxes.

Checkout

Branded checkout, end to end

Your domain, your logo, your statement descriptor. Customers never see a third party — and neither does their bank statement.

CardApple PayLinkSEPA
authorized
KYB

Instant onboarding

Beneficial-owner verification, browser-tokenized. No raw PII ever lands on our servers.

135+ CURRENCIES

Pay any way

Cards, Apple Pay, Google Pay, Link, ACH and SEPA — settled into one balance.

USD/EUR0.9213
USD/GBP0.7847
USD/JPY157.21
USD/CAD1.3642
PAYOUTS

Honest arrival dates

We surface Stripe's real arrival_date — never a comfortable fiction we don't control.

API

Webhooks & REST

HMAC-signed, idempotent events keep your stack in sync the instant money moves.

AUDIT

Nothing off the books

Every money-moving action is logged, immutable and exportable on demand.

EMBEDS

Live without an engineer

Drop-in no-code embeds plus native Shopify and WooCommerce plugins.

Reliability
0.00%

Rolling 12-month uptime across the payment and payout API.

Pricing, without the fog

Drag your volume. See every cent.

One transparent rate. No platform fee, no setup cost, and no surprise reserves quietly skimming your payouts. Move the slider and watch the real numbers update.

Monthly processed volume
$120,000
$1,000$2,000,000
Average ticket

2.9000000000000004% + $0.30 × 1,600 transactions

Est. monthly fees
$0
Your net payout
$0
Effective rate
0.00%
Transactions / mo
0

Starter

Most popular

Everything new and growing merchants need to start collecting today — fully self-serve.

2.9%+ $0.30 / transaction
  • Flat 2.9% + $0.30 — no platform fee, ever
  • Self-serve onboarding, live in minutes
  • Branded checkout + hosted payment links
  • Next-day payouts on Stripe rails
  • Webhooks, test mode & full API access
Start free

Scale

Custom

For high-volume platforms that need bespoke rates, branding control, and a team behind them.

Customvolume-based pricing
  • Volume-based pricing, negotiated to your margins
  • Custom domain + your own statement descriptor
  • Dedicated account manager & priority support
  • SSO, RBAC and granular team permissions
  • Reserve-free settlement with custom payout cadence
Talk to us

Estimates only · Stripe interchange & assessment fees included in the 2.9% + $0.30 · No platform fee added by Novex

For the people who ship it

A charge in three lines, in your language.

A clean REST API, SDKs that feel official, and HMAC-signed webhooks you can actually trust. Built for engineers who read the docs.

REST + webhooksidempotency keystest modesub-100ms p50
create_charge.shtest mode
curl https://api.novex.co/v1/charges \
  -u sk_test_Nx7Qd2pLv9:  \
  -H "Idempotency-Key: idem_4f9c2a7e" \
  -d amount=4200 \
  -d currency=eur \
  -d customer=cus_8Hn2Pa \
  -d "description=Pro plan — monthly"
200 OK·
The control room

Operated like infrastructure, not a side project.

Every payment runs on a stack we watch in real time — with the controls, encryption and audit trails of a system you can bet your revenue on. Here is the same view our on-call engineers see.

All systems operational
uptime --:--:--
api latency · p50 41mslive · 47ms
regionEUR/USD1.0843GBP/USD1.2671USD/JPY156.82EUR/GBP0.8554AUD/USD0.6612
0.00%
uptime · trailing 90d
0ms
p50 api latency
0+
settlement currencies
0/7
on-call coverage
Hardened by default
TLS 1.3 + HSTSAES-256 at restBrowser-tokenized PIIHMAC-signed webhooksFull audit logOFAC screening

Status sampled continuously · PCI DSS Level 1 via Stripe · SOC 2 Type II controls inherited end-to-end

Your name on the statement

Customers see your brand. Never ours.

A hosted checkout on your own domain — pay.yourstore.com — wearing your logo, your colors and your statement descriptor. Novex runs the rails and stays completely invisible.

  • Custom domain + automatic SSL
  • Your logo & accent color, baked in
  • Your name on the statement descriptor
  • Localized copy + Apple Pay & Google Pay
Brand your checkout
pay.lumière.store
L

Lumière

Order #1042 · $128.00

4242
12 / 28
• • •

Powered by Novex

Tap a brand — the checkout repaints live

Why teams switch

The same rails. A completely different experience.

Both run on the exact same card networks and Stripe settlement. Everything you actually feel as a merchant is where Novex pulls ahead.

Time to first charge

Legacy PSP

Days of paperwork & back-and-forth

Novex

Live the same day, KYB in minutes

KYB / PII

Legacy PSP

You collect and store sensitive data

Novex

Browser-tokenized, nothing sensitive on our servers

Checkout branding

Legacy PSP

Their brand on your checkout & statement

Novex

Your domain, your logo, your descriptor

Payout honesty

Legacy PSP

Vague ‘soon’ with surprise reserves

Novex

Stripe’s real arrival_date, no phantom holds

Reconciliation

Legacy PSP

Manual CSV wrangling

Novex

One-click exports your accountant drops into Xero/QBO

Developer experience

Legacy PSP

Ticket-and-wait integrations

Novex

REST + HMAC webhooks, test mode, ship today

Pricing clarity

Legacy PSP

Tiered fees & hidden line items

Novex

2.9% + $0.30, no platform fee, month-to-month

Switch to Novex

White-glove migration · no minimums · cancel anytime

Proof, not promises

Merchants who switched and never looked back.

From first-time founders to finance teams running nine figures — here is what changes when the whole money path is on screen.

We were live and taking real payments the same afternoon we signed up. The branded checkout looked like we'd spent months on it.
MWMara WhitfieldFounder & CEO · Loomcraft
For the first time our finance team can reconcile payouts without a spreadsheet. Every fee is on the statement, line by line.
DODaniel OseiCFO · Northwind Supply
The webhooks fire the instant a payment settles. We rebuilt our entire fulfilment flow around how reliable they are.
PRPriya RamanCTO · Tindra
KYB used to take us a week of back-and-forth. With Novex it was done before my coffee got cold.
LBLucas BauerCo-founder · Halberd Goods
Our customers never see a third-party name at checkout. That alone lifted our conversion more than any other change this year.
SMSofia MarchettiHead of Growth · Velour
I've integrated four processors in my career. Novex is the only one where the docs and the dashboard told the same story.
JOJames OkaforStaff Engineer · Brightparcel

Powering checkouts for teams building on

ShopifyWooCommerceStripeNotionLinearZapierShopifyWooCommerceStripeNotionLinearZapier
Ready when you are

Put your money path on screen.

Spin up branded checkout, watch every payout land in real time, and keep the lights on across the whole flow — without stitching it together yourself.

Live in a day · no setup fee · built on Stripe rails

Talk to a human

Tell us where money moves.

Share a little about your platform and we'll map the fastest path to live — pricing, onboarding, and the rails that fit your volume. No decks, no pressure.

Response time
Avg. reply < 2h
Built on
Stripe rails · PCI-DSS scope handled

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